Case Study
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Case Study •
RaiPay
Global payments app used in 9 countries.
More capable.
Redesigned with users in mind.
— Exceptional mobile wallet.
— Fresh looking & intuitive.
— For everything payment-related.
Over the past 3 years, RaiPay has evolved into a full-fledged mobile wallet, card manager and payment tool. The new generation of the applications rolling out throughout 2021 brings exciting new card features in a reimagined, sleek and functional design.
transactions since launch
transactions daily
new cards daily
The Partner
RPC – the leading provider of innovative and reliable card services to members of Raiffeisen Bank International (RBI), partnered up with Panaxeo to create RaiPay.
Being a digital delivery centre for card issuing, card acquiring, and digital payments, RPC securely processes transactions from Raiffeisen Bank cards or payment devices in Albania, Austria, Bulgaria, Czech Republic, Croatia, Romania, Serbia, Slovakia, and Kosovo.
The Mission
For the last three years, we have been helping RPC with their RaiPay mobile application. What began as a tool to empower Raiffeisen Bank’s clients with a secure, swift, user-friendly mobile wallet, evolved into a feature-packed mobile package over time. New features keep rolling in and we are happy to partake in building such an ambitious piece of software.
New features
that up the ante.
New powerful features have seen the light of the day in the recent generation of RaiPay mobile applications. Each one of them either simplifies or enables more. Let’s take a look at some of them.
Instant money transfer
Paying for lunch just got easier. Instant money transfers enable the transfer of funds between cards, friends, acquaintances, and colleagues in a matter of seconds.
Disposable Cards
Why expose your actual card details to a merchant you don't trust?
Disposable cards are a smart way how to keep one-off payments, well, one-off.
3D Secure authorization
Nobody has ever enjoyed copy-pasting authorization SMS codes.
So we added a feature for RaiPay users to authorize transactions in a tap.
In-app communication and Marketing areas
The payments people make are parts of their broader financial universe.
Sharing relevant tips and helpful products is a new way of bringing additional value to RaiPay users.
Redesigned with users in mind.
The latest design iteration promotes visual and functional consistency across the app and greatly enhances its overall usability. Powerful features are packaged in a sleek, flat UI that is distinctive and effortless to use.
Available in 9 CEE countries
Raiffeisen Group’s banks from the Czech Republic, Austria, Bulgaria, Romania, Serbia, Croatia, Kosovo, Albania and Hungary already use the RaiPay application.
New feature
Card Connections
In how many places is your card information stored?
Can you trust all of those merchants?
The new Card Connections feature allows you to view your Card Connections. Straight in your RaiPay app. No need to use the merchant’s website. Your card information should always be under your own control. Keep it safe.
“The team’s enthusiasm and commitment to the project are contagious. The trust and knowledge you can rely on the other party to deliver on time and in high quality is priceless.”
Martin Kolesár
R&D & UX Lead, RPC
Key benefits of in-house mobile payments solution:
Independent regional rollout compared to global players
Security and privacy of payment history and client details
Competitive service quality to global players and to white-label payment solutions available on the market
RaiPay accomplishments:
Participation in a successful roll-out in 9 countries
Strong response from the community with a 4.6-star average rating on Google Play
Highest possible level of security and UX on platforms achieved by native Android and iOS development
